viernes de invertir

P1 Portafolio del 1er año 👨‍🍼

Oct 27, 2023 – Oct 18, 2024 · Closed · 52 of 52 weeks

Values at the close of Oct 26, 2026 · includes estimated historical prices

El post original de cierre dijo 50.32 %; aquí se muestra el cálculo con los importes del cierre.

InvestedInvestedThe new money put into the portfolio. Money reinvested from sales does not count.$31,800.86
Value todayValue todayWhat the portfolio would be worth selling everything at the latest close, in pesos, plus cash.$86,398.79
ReturnReturnThe gain as a percentage of what was invested: +50% means every $100 invested is now $150.+171.69 %
At closeAt closeThe snapshot of the portfolio on the day its year of purchases ended.+53.06 %Oct 18, 2024
Annual IRRAnnual IRRInternal Rate of Return: the average yearly return considering when each peso went in. Useful to compare it with what a bank would pay.48.3 %over 3.0 years
CAGR since closeCAGR since close (on the value at close)How much the portfolio has grown per year since it stopped receiving purchases, compared with its value that day.32.8 %over 2.0 years
CAGR since close on investedCAGR since close (on invested)Growth per year since the close, compared with the money invested.64.0 %over 2.0 years
Average purchaseAverage purchaseInvested divided by the registered weeks: how much was bought on average each week.$611.56

Catch up

This portfolio holds 10 companies. This is how it is split today, in case you want to know them and build yours with your own research:

AssetWeightWeightWhat share of the portfolio each company represents.With $5,000 it would be split like this
PLTR Palantir Technologies Inc.
Builds software that helps governments and companies gather and analyze huge amounts of data, including with artificial intelligence, to make decisions. It earns money through contracts and licenses to use its software.
Company website 		43.1 % $2,154
HOOD Robinhood Markets, Inc.
An app for buying and selling stocks, ETFs, options and crypto from your phone. It earns money from interest on customers' cash, payments for routing trades to other firms, and subscriptions.
Company website 		20.1 % $1,006
U Unity Software Inc.
Provides tools to create video games and 2D and 3D experiences for phones, consoles and computers. It makes money from software subscriptions and from in-game advertising that helps creators earn money.
Company website 		10.5 % $524
SOFI SoFi Technologies, Inc.
A U.S. digital bank that offers loans, accounts, cards and investing through an app. It makes money from loan interest, fees, and selling its banking technology to other companies.
Company website 		9.4 % $470
NU Nu Holdings Ltd.
Owner of Nu (Nubank), an app-based digital bank operating in Brazil, Mexico and Colombia. It makes money from credit card and loan interest, fees on card purchases, and other services such as insurance.
Company website 		4.1 % $205
LYFT Lyft, Inc.
A ride-hailing app in the U.S. and Canada, similar to Uber, that connects riders with drivers. It makes money by keeping a share of what is paid for each ride; it also rents bikes and scooters.
Company website 		3.7 % $185
SNAP Snap Inc.
Owner of Snapchat, an app for sending disappearing photos and videos and watching stories. Most of its money comes from ads shown to users inside the app.
Company website 		2.7 % $137
UAA Under Armour, Inc.
Designs and sells athletic clothing, shoes and accessories under the Under Armour brand. It makes money selling through sporting goods and department stores, its own stores and online.
Company website 		2.5 % $125
NIO NIO Inc.
A Chinese company that designs and sells electric cars. It makes money from vehicle sales and services such as quick battery swaps, charging, maintenance and financing. In the U.S. it trades as an ADR (a certificate for foreign shares).
Company website 		2.1 % $106
MARA MARA Holdings, Inc.
Mines bitcoin: it runs large computer centers that process transactions on the Bitcoin network and, in return, receives newly created bitcoins. Its revenue depends heavily on the price of bitcoin.
Company website 		1.8 % $89

This is only a reference of how this portfolio is split, not a buy recommendation.

Rules of this portfolio

Valuation through time

Value versus invested; after the close, one point per month.

P1 close
Oct 27, 2023Oct 26, 2026

FX effect through timeFX effectThe part of the gain that comes only from the dollar going up or down against the peso.

How much the dollar has added to or taken from the gain in pesos. FX effect: $1,453.30

How is it split?

Weight by investment
  • MARA 12.6 %
  • SNAP 12.6 %
  • SOFI 11.9 %
  • U 11.3 %
  • UAA 10.4 %
  • NU 9.5 %
  • PLTR 9.3 %
  • LYFT 8.3 %
  • HOOD 7.2 %
  • NIO 6.9 %
Weight by current value
  • PLTR 43.1 %
  • HOOD 20.1 %
  • U 10.5 %
  • SOFI 9.4 %
  • NU 4.1 %
  • LYFT 3.7 %
  • SNAP 2.7 %
  • UAA 2.5 %
  • NIO 2.1 %
  • MARA 1.8 %

Positions

AssetQuantityInvestedValueGain/LossGain/LossValue today minus invested: a gain when positive, a loss when negative. Until you sell, it is «on paper» and can change.Weight
PLTR
Palantir Technologies Inc.		 10 $2,955.70 $37,219.87 $34,264.17
+1,159.3 %		 43.1 %
HOOD
Robinhood Markets, Inc.		 10 $2,289.50 $17,378.26 $15,088.76
+659.0 %		 20.1 %
U
Unity Software Inc.		 12 $3,583.56 $9,059.01 $5,475.45
+152.8 %		 10.5 %
SOFI
SoFi Technologies, Inc.		 30 $3,799.50 $8,120.09 $4,320.59
+113.7 %		 9.4 %
NU
Nu Holdings Ltd.		 15 $3,033.30 $3,534.99 $501.69
+16.5 %		 4.1 %
LYFT
Lyft, Inc.		 10 $2,639.80 $3,193.38 $553.58
+21.0 %		 3.7 %
SNAP
Snap Inc.		 20 $3,992.40 $2,373.51 -$1,618.89
-40.5 %		 2.7 %
UAA
Under Armour, Inc.		 25 $3,319.00 $2,152.63 -$1,166.37
-35.1 %		 2.5 %
NIO
NIO Inc.		 30 $2,186.10 $1,830.67 -$355.43
-16.3 %		 2.1 %
MARA
MARA Holdings, Inc.		 12 $4,002.00 $1,536.41 -$2,465.59
-61.6 %		 1.8 %

How much could this portfolio be worth?ProjectionA calculation of how much something would be worth if it grew at a fixed rate every year. It helps to understand compound interest, not to predict the future.

If the $86,399 that P1 is worth today kept growing at different yearly rates, without selling or adding more.

202620412056
Projected value by yearly rate and years
Rate5 years10 years15 years20 years25 years30 years
7.5 % $124,037$178,071$255,643$367,009$526,889$756,418
10.0 % $139,146$224,096$360,909$581,248$936,105$1,507,607
12.5 % $155,693$280,565$505,587$911,083$1,641,802$2,958,580
15.0 % $173,779$349,531$703,032$1,414,049$2,844,158$5,720,617
17.5 % $193,507$433,397$970,679$2,174,027$4,869,163$10,905,452
20.0 % $214,988$534,959$1,331,148$3,312,322$8,242,118$20,509,026
22.5 % $238,335$657,459$1,813,631$5,002,988$13,800,978$38,070,653
See the year-by-year projection (chosen rate)
YearPut inToday's portfoliosNew portfoliosTotalGain/Loss
2026$31,801$86,399$0$86,399$54,598
2027$31,801$99,359$0$99,359$67,558
2028$31,801$114,262$0$114,262$82,462
2029$31,801$131,402$0$131,402$99,601
2030$31,801$151,112$0$151,112$119,311
2031$31,801$173,779$0$173,779$141,978
2032$31,801$199,846$0$199,846$168,045
2033$31,801$229,823$0$229,823$198,022
2034$31,801$264,296$0$264,296$232,495
2035$31,801$303,940$0$303,940$272,139
2036$31,801$349,531$0$349,531$317,730
2037$31,801$401,961$0$401,961$370,160
2038$31,801$462,255$0$462,255$430,454
2039$31,801$531,593$0$531,593$499,793
2040$31,801$611,332$0$611,332$579,532
2041$31,801$703,032$0$703,032$671,231
2042$31,801$808,487$0$808,487$776,686
2043$31,801$929,760$0$929,760$897,959
2044$31,801$1,069,224$0$1,069,224$1,037,423
2045$31,801$1,229,608$0$1,229,608$1,197,807
2046$31,801$1,414,049$0$1,414,049$1,382,248
2047$31,801$1,626,156$0$1,626,156$1,594,356
2048$31,801$1,870,080$0$1,870,080$1,838,279
2049$31,801$2,150,592$0$2,150,592$2,118,791
2050$31,801$2,473,181$0$2,473,181$2,441,380
2051$31,801$2,844,158$0$2,844,158$2,812,357
2052$31,801$3,270,781$0$3,270,781$3,238,980
2053$31,801$3,761,399$0$3,761,399$3,729,598
2054$31,801$4,325,608$0$4,325,608$4,293,807
2055$31,801$4,974,450$0$4,974,450$4,942,649
2056$31,801$5,720,617$0$5,720,617$5,688,816

An illustrative projection at fixed rates, not a promise: in reality there are good and bad years, and past returns do not guarantee future ones. As a reference, the S&P 500 has averaged about 10 % a year over the very long term.

Weeks